Is It Better to Overpay or Reduce Your Mortgage Term?
A pay rise lands in your bank account. The nursery fees finally stop. An inheritance arrives unexpectedly. Or perhaps your fixed-rate mortgage deal is coming to an end and you’re reviewing your finances for the first time in years. Whatever the reason, you have...
What Stops You From Getting a Mortgage in the UK?
Many people worry that one issue will stop them getting a mortgage. It could be bad credit, high debts, a small deposit, or concerns about income. If you have had a declined mortgage or are worried about your mortgage application, you are not alone. Several things can...
Can You Get a Mortgage With Bad Credit?
Securing a mortgage with bad credit may feel overwhelming. But it’s not impossible. Whether you’ve experienced financial setbacks or have a less-than-perfect credit history, there are ways to turn the dream of homeownership into a reality. Read on to discover our top...
How to Get a Default Removed – Mortgage Help From Expert Advisors
A default on your credit file can feel like a full stop on your plans. If you are thinking about buying a home, moving house, or remortgaging, it can trigger real anxiety. Many people immediately assume they will be rejected by every lender. That simply is not always...