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Mortgage Broker Bristol

Get accepted for a mortgage on your dream home – without the stress, hassle and headache. We’re The Original Mortgage Company Ltd, a 5 star rated Mortgage Broker in Bristol, helping people get the best mortgage deals – even when their bank says no.

Whether you’re a first time buyer looking to get onto the property ladder, or are looking to remortgage, move home or even buy a rental property, we can find the best deal for your circumstances. We’re independent mortgage advisors, which means we get access to more (and better) mortgage deals than highstreet lenders.

Book a free consultation

Once you click submit, a member of our friendly team will contact you to book the best date and time to discuss your requirements.

The #1 Independent Mortgage Broker in Bristol

The Original Mortgage Company was established in 2008. We have a team of mortgage consultants that cover the entire UK, from Berwick to Bristol, with well over 250+ years experience in mortgage advice.

Our team are professional, friendly and want to help get you the best deals possible on properties in and around Bristol.

We provide independent mortgage advice and offer a free initial mortgage review, at your Bristol home, or at our head office. Whichever is most convenient for you!

If you’re looking for the best Bristol Mortgage advisor, your search is over!

Bristol Mortgages & Financial Advice

Protection & Insurance In

Bristol

Free Credit Report For Bristol  Residents

MORTGAGE BROKER Bristol

As a fully independent mortgage broker, we have access to over 100 lenders and thousands of mortgage products. We can find the best mortgage rates for you, even when your bank has rejected you.

Our team of 12 advisors have a combined experience of over 250 years in helping people secure mortgages on houses, buy-to-lets, flats, apartments and commercial properties.

We understand that finding time for appointments can be difficult, which is why we can be flexible and meet you in your own home if that is more convenient than coming to our offices. We also offer evening appointments to make it as easy as possible to get an appointment booked in.

MORTGAGE ADVISORS Bristol – OUR SERVICES

We offer a range of mortgage services to help you achieve your homeownership goals. Whether you’re a first-time buyer, looking to remortgage, or interested in buy-to-let, our team of experts is here to help.

For first-time buyers, we can guide you through the process and help you find the right mortgage for your needs. We’ll work with you to understand your budget, assess your eligibility, and help you navigate the complex world of mortgage products.

If you’re looking to remortgage, we can help you save money on your monthly repayments or raise money for other expenses. We can also assist with Right to Buy mortgages, which allow eligible council and housing association tenants to buy their home at a discounted price.

For those interested in investing in a buy-to-let property, we can provide expert advice and guidance on the best options available. We can also assist with mortgages for new build properties, ensuring that you have the right mortgage for your unique situation.

At The Original Mortgage Company, we understand the importance of protecting your family’s financial future. That’s why we offer life and critical illness cover to provide you with peace of mind and protection against unforeseen events.

Average Property Price in Bristol

£393,779

Crime Rate In Bristol

98/1000

%

Customer Satisfaction

Bristol Population

467,099

WHAT MAKES US DIFFERENT

Are you tired of your bank making you feel like just another number? We pride ourselves on providing a personalised, client-focused experience that sets us apart from traditional banks.

One of the biggest differences between us and banks is that we have access to thousands of mortgage products from over 100 lenders, and our expert advisors can compare them to find the one that is right for you. This means that we can offer you a wider range of options than most banks, and can help you find the best mortgage deal for your unique circumstances.

At The Original Mortgage Company, we also handle all of the legal paperwork associated with your mortgage, including liaising with your mortgage lender and solicitors. This means that we can help you navigate the often complicated process of obtaining a mortgage, making it simpler and less stressful for you.

Our team of advisors has over 250 years of combined industry experience, so we’ve seen and helped clients with a wide range of scenarios – and we want to help you.

MY BANK REJECTED ME FOR A MORTGAGE – CAN YOU HELP ME?

Yes, we (probably) can help you secure a mortgage if your bank has declined you. Your bank has only a very limited pool of mortgage products to offer you. These products are typically only suited for the ‘average’ buyer with ‘good’ credit. 

All lenders have different criteria, credit scoring and affordability. Just because one says no, does not mean all will. Unlike banks, we have access to the entire range of mortgage deals on the market.

 

Chances are, we’ll be able to find a mortgage deal that can suit your needs. We offer a free mortgage suitability review to find out more about your circumstances and needs. Contact us today to book yours.

HOW MUCH DOES A BRISTOL MORTGAGE ADVISOR COST?

Bristol mortgage advisors will vary in price depending upon what you need. We offer a free mortgage review to find out exactly how we can help you, give you some some practical advice and then take things from there.. One of our friendly mortgage advisors will come and meet you in your home to discuss your circumstances and find out what your requirements are.

From here, our team will do their homework to find the best lenders that will offer you a mortgage.We’ll report back with the best deals, and if you decide to go ahead with an application at this point, this is when we will discuss our fee.

This means you only pay for our services if you move ahead and let us secure a mortgage for you.

Our advice can save you hundreds compared to other mortgage advisors in Bristol, and the deals we can secure could save you £000’s!

Other areas we cover:

This allows us to make the process as painless as possible for you, no matter what part of Teesside, or the surrounding areas you’re interested in.

As a mortgage is secured against your home, it may be repossessed if you do not keep up the mortgage repayments

For information on how we’re paid for mortgages click here.

BUYING A PROPERTY IN BRISTOL

Bristol, nestled in the southwest of England, is a thriving city with numerous opportunities for those seeking to invest in real estate. Bristol offers a diverse range of property types, catering to various lifestyles and preferences. Whether you’re interested in chic city apartments or spacious family homes in the suburbs, Bristol has something to offer.

The city center is particularly attractive to young professionals and students alike, featuring a wide selection of contemporary apartments and townhouses to choose from.

Bristol boasts a blend of both modern and traditional housing options, providing spacious family houses as well as stylish apartments tailored to the needs of busy professionals. It’s also a hotspot for property investors looking to capitalize on the demand for student accommodation, given the presence of esteemed universities like the University of Bristol.

According to property data from Zoopla, the average price for a terraced house in Bristol is around £262,319, while a semi-detached property typically costs approximately £318,502. Detached properties, often more luxurious, come at an average price of £525,619. For those seeking more compact living spaces, flats in Bristol offer a more affordable alternative, with an average cost of about £226,874.

With such a wide array of options, it’s crucial to determine your budget and potential mortgage amount before embarking on your property search in Bristol.

LIVING IN BRISTOL

Living in Bristol provides a unique fusion of urban vibrancy and natural beauty. The city is a dynamic hub with a rich historical background and a thriving cultural scene. You’ll never find yourself short of activities, from exploring numerous museums and galleries to attending captivating shows at the Theatre Royal or enjoying the lively nightlife in the city center.

Bristol is surrounded by breathtaking natural landscapes, including the stunning North Somerset coastline and the expansive Mendip Hills, offering opportunities for hiking and cycling. Within the city, you’ll discover delightful green spaces like Ashton Court Estate and Brandon Hill, perfect for relaxation.

For sports enthusiasts, Bristol boasts a fervent following for rugby and cricket, with the Bristol Bears and Gloucestershire County Cricket Club calling the city home.

Shopping aficionados will appreciate the city’s diverse retail landscape, featuring high-street stores, upscale boutiques, and renowned department stores like Cabot Circus. Don’t miss the bustling St Nicholas Market, an iconic destination with over 60 stalls offering an array of goods, from fresh produce to vintage clothing.

COST OF LIVING IN BRISTOL

The cost of living in Bristol can fluctuate depending on your chosen neighborhood and lifestyle. Overall, Bristol remains an affordable city compared to major metropolises like London, though it may be more expensive compared to some neighboring towns in the Southwest.

Bristol has congestion charge areas and bus lanes, so it’s wise to stay informed to avoid fines. Parking can be relatively expensive, with city-center car parks often charging over £10 for a day’s use.

Essential shopping, including groceries and everyday items, generally aligns with the national average in the UK.

For those seeking a diverse living experience, Bristol offers competitive options, particularly for professionals drawn by its business infrastructure, students attending local universities, and families seeking a vibrant urban environment.

TRANSPORT LINKS IN BRISTOL

Bristol boasts a well-connected transport network, ensuring easy mobility for residents within the city and beyond. The city’s public transportation system includes an efficient metro, which operates across Bristol and the surrounding regions, providing reliable services throughout the day and night, including routes to the airport, coast, and suburbs.

In addition to the metro, Bristol features an extensive bus network with various operators like First Bus and Stagecoach. Buses run frequently, covering various routes both day and night. The city promotes cycling with dedicated cycle paths and bike-friendly roads, making it convenient for residents to cycle.

For those who prefer driving, Bristol benefits from good road connectivity to other parts of the country, thanks to major routes like the M4 and M5 passing through. The city also offers ample parking options in and around the city center.

In essence, Bristol’s transportation options cater to a wide range of preferences, whether you prefer public transit, cycling, or driving.

SCHOOLS IN BRISTOL

Bristol boasts a diverse range of educational institutions, catering to students from primary to university levels. The city offers numerous primary schools, both state-funded and independent, each with unique approaches and opportunities. Some renowned primary schools in Bristol include St. John’s Primary School, St. Mary Redcliffe Church of England Primary School, and Stoke Park Primary School.

For secondary education, Bristol houses exceptional schools that emphasize various specializations and educational approaches. Notable secondary schools in the area include Colston’s Girls’ School, Redland Green School, and Bristol Cathedral Choir School, known for their academic achievements and extracurricular programs.

Bristol also hosts further education colleges like City of Bristol College and SGS College, which provide vocational courses and apprenticeships.

Higher education options in Bristol are abundant, with the prestigious University of Bristol offering a wide range of undergraduate and postgraduate programs across various fields. UWE Bristol (University of the West of England) is another prominent institution known for its excellence in business, law, and technology.

LET’S GET YOUR MORTGAGE IN BRISTOL SORTED

The Original Mortgage Company is here to help make the process of buying a property in Bristol as easy as possible for you. We’re confident that our friendly team of mortgage experts will be able to find the best possible mortgage rates and providers available to you.

One of the key documents required before you can make your offer on your next home is an Agreement in Principle from a mortgage lender that gives an indication for how much you can borrow from the lender. Our team has extensive experience working with lenders and can offer advice to you on the appropriate amount of deposit that is required for you.

If you are moving home and have already experienced the house buying process, our team can assist you in all the options available to you from your current mortgage provider as well as other lenders on the market. We can also liaise with the estate agents, solicitors and builders on your behalf to update them on the progress of the application.

What are you waiting for? Stop your search for ‘Mortgage Advisor Bristol’ and give us a call!

Book a free consultation

Once you click submit, a member of our friendly team will contact you to book the best date and time to discuss your requirements.

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Middleton House, Harbour Walk, Hartlepool TS24 0YQ

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