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Mortgage Broker Darlington

Secure a mortgage on your dream home – without the stress, hassle and headache. We’re The Original Mortgage Company Ltd, a 5 star rated Mortgage Advisor, helping people all over Darlington get accepted for a mortgage – with the best rate possible.

Whether you’re looking to remortgage, move home or buy a rental property – we can say yes – when your bank says no. We’re independent mortgage advisors, which means we get access to more (and better) mortgage deals, compared to highstreet lenders.

Book a free consultation

Once you click submit, a member of our friendly team will contact you to book the best date and time to discuss your requirements.

The #1 Independent Mortgage Broker in Darlington

The Original Mortgage Company was established in 2008. We have a team of mortgage consultants that cover the entire UK, from Berwick to Bristol, with well over 250+ years experience in mortgage advice.

Our team are professional, friendly and want to help get you the best deals possible on properties in and around Darlington.

We provide independent mortgage advice and offer a free initial mortgage review, at your Darlington home, or at our head office. Whichever is most convenient for you!

If you’re looking for the best Darlington Mortgage advisor, your search is over!

Darlington Mortgages & Advice

Protection & Insurance In Darlington

Free Credit Report For Darlington Residents

MORTGAGE ADVISORS DARLINGTON

As a fully independent mortgage broker, we have access to over 100 lenders and thousands of mortgage products. We can find the best mortgage rates for you, even when your bank has rejected you.

Our team of 12 advisors have a combined experience of over 250 years in helping people secure mortgages on houses, buy-to-lets, flats, apartments and commercial properties.

We understand that finding time for appointments can be difficult, which is why we can be flexible and meet you in your own home if that is more convenient than coming to our offices. We also offer evening appointments to make it as easy as possible to get an appointment booked in.

DARLINGTON MORTGAGE SERVICES

We offer a range of mortgage services to help you achieve your homeownership goals. Whether you’re a first-time buyer, looking to remortgage, or interested in buy-to-let, our team of experts is here to help.

For first-time buyers, we can guide you through the process and help you find the right mortgage for your needs. We’ll work with you to understand your budget, assess your eligibility, and help you navigate the complex world of mortgage products.

If you’re looking to remortgage, we can help you save money on your monthly repayments or raise money for other expenses. We can also assist with Right to Buy mortgages, which allow eligible council and housing association tenants to buy their home at a discounted price.

For those interested in investing in a buy-to-let property, we can provide expert advice and guidance on the best options available. We can also assist with mortgages for new build properties, ensuring that you have the right mortgage for your unique situation.

At The Original Mortgage Company, we understand the importance of protecting your family’s financial future. That’s why we offer life and critical illness cover to provide you with peace of mind and protection against unforeseen events.

Average Property Price in Darlington

£157,042

Crime Rate In Darlington

111/1000

%

Customer Satisfaction

Darlington Population

93,417

WHAT MAKES US DIFFERENT FROM OTHER LENDERS?

Are you tired of your bank making you feel like just another number? We pride ourselves on providing a personalised, client-focused experience that sets us apart from traditional banks.

One of the biggest differences between us and banks is that we have access to thousands of mortgage products from over 100 lenders, and our expert advisors can compare them to find the one that is right for you. This means that we can offer you a wider range of options than most banks, and can help you find the best mortgage deal for your unique circumstances.

At The Original Mortgage Company, we also handle all of the legal paperwork associated with your mortgage, including liaising with your mortgage lender and solicitors. This means that we can help you navigate the often complicated process of obtaining a mortgage, making it simpler and less stressful for you.

 

MY BANK REJECTED MY MORTGAGE APPLICATION – CAN YOU HELP ME?

Yes, we can (probably) help you if your bank has declined you for a mortgage. Your bank will have a very limited pool of mortgage products to offer you. These products are typically only suited for the ‘average’ buyer with ‘good’ credit. 

All lenders have different criteria, credit scoring and affordability. Just because one says no, does not mean all will. Unlike banks, we have access to the entire range of mortgage deals on the market.

Chances are, we’ll be able to find a mortgage deal that can suit your needs. We offer a free mortgage suitability review to find out more about your circumstances and needs. Contact us today to book yours.

Our team of advisors has over 250 years of combined industry experience, so we’ve seen and helped clients with a wide range of scenarios – and we want to help you.

HOW MUCH DOES A MORTGAGE BROKER COST IN DARLINGTON?

Darlington mortgage brokers will vary in price depending upon what you need. We offer a free mortgage review to find out exactly how we can help you, give you some some practical advice and then take things from there.. One of our friendly mortgage advisors will come and meet you in your home to discuss your circumstances and find out what your requirements are.

From here, our team will do their homework to find the best lenders that will offer you a mortgage.We’ll report back with the best deals, and if you decide to go ahead with an application at this point, this is when we will discuss our fee.

This means you only pay for our services if you move ahead and let us secure a mortgage for you.

Our advice can save you hundreds compared to other mortgage advisors in Darlington, and the deals we can secure could save you £000’s!

As a mortgage is secured against your home, it may be repossessed if you do not keep up the mortgage repayments

For information on how we’re paid for mortgages click here.

BUYING A PROPERTY IN DARLINGTON

If you’re thinking of buying a property in Darlington, you’ll have plenty of options to pick from. This cosy, North-Eastern town is an affordable place to live with plenty to do. Darlington has a good mix of property types, from spacious family homes to intimate apartments.

You won’t be stuck for choice either. Darlington offers everything from long-standing properties that are over a century old, to modern new build estates such as Heighington Village and Chilton Moor. You’ll be able to pick from grand terraced houses, modern semi-detached, new-build detached houses, as well as cottages, bungalows and flats.. 

According to Zoopla, a terraced house in Darlington can cost an average of around £112,730, while a semi-detached house can cost around £172,078. As would be expected, most detached properties tend to be more expensive, with an average cost of around £273,918. Flats are also available for those who don’t need a large living space and the average price of a flat is much cheaper than any of the other property types in Darlington, with an average cost of around £95,168..

It’s worth noting that these prices can vary depending on the location, size, and condition of the property, as well as other factors such as market conditions and demand. However, these averages can give you a general idea of the costs of buying different types of properties in Darlington.

 

LIVING IN DARLINGTON

Darlington is a great place to live for families of all sizes and ages. It has a rich history, which can be explored through museums like the Head of Steam. For those who enjoy the great outdoors, the town boasts beautiful parks like South Park and West Park, which offer a range of activities including playgrounds, tennis courts, and walking trails. There’s also the River Skerne, which runs through the town and offers a peaceful spot to relax by the water.

Being situated in the North East, residents are able to get “more house for their money” with the cost of living in the North East of England being the lowest out of anywhere in England.

For those who enjoy shopping, Darlington offers a perfect blend of home-grown independent traders through its market-like heritage, as well as a modern shopping experience through the Cornmill shopping centre and entertainment complex.

As well as shopping, here are a few other things to do in Darlington:

Visit the Head of Steam Museum: This museum celebrates the town’s railway heritage and offers interactive exhibits that are great for all ages.

Explore the town’s parks: South Park and West Park are two of the most popular parks in Darlington, offering beautiful scenery, playgrounds, and plenty of space for picnics and walks.

Enjoy a show: The Darlington Hippodrome hosts a range of shows throughout the year, including theatre productions, musical performances, and comedy shows.

Visit the Darlington Arena: This multi-purpose stadium hosts sporting events, concerts, and other live events, and is a popular destination for visitors to the town.

Football: Darlington Football Club has a very passionate fanbase, and match day is always a highlight of the week for locals!

Whether you’re a young family looking for a spacious home, or a retiree seeking a peaceful spot to enjoy your golden years, Darlington has something to offer everyone.

Darlington isn’t too far from Durham and Middlesbrough, if you’re looking for more to do or a day out.

 

COST OF LIVING IN DARLINGTON

Darlington is an affordable town to live in, with lower costs of living compared to other major UK cities. The average house price in Darlington is £159,269, significantly lower than the national average of £256,405. 

This makes it an attractive option for those looking to buy or rent a property without spending a fortune. Additionally, the town has a range of affordable supermarkets and local shops, providing residents with access to groceries and essential items at reasonable prices.

The cost of living in Darlington is considered to be very affordable, particularly when compared to other towns in the UK further South, and much cheaper than living in a city.. The average cost of housing is relatively low, as already discussed, especially when compared with city property prices such as Newcastle (which is about an hour’s drive away).

Darlington has all essential shops and supermarkets, so there is no need to travel far for day-to-day items, and there is public transport allowing you to travel around Darlington, and the surrounding area at an affordable price.

TRANSPORT LINKS IN DARLINGTON

Darlington has a variety of public transport options, making it easy to get around the town and surrounding areas. The town has a well-connected bus network, with services provided by Arriva and Stagecoach, among others. 

These services operate throughout the town and connect to nearby locations such as Bishop Auckland, Durham, and Middlesbrough. Darlington also has a train station located in the town centre, which provides frequent services to cities including London, Edinburgh, and Newcastle via the East Coast Main Line. 

The station is operated by Avanti West Coast and LNER, with services also provided by CrossCountry and TransPennine Express. Additionally, Darlington is located just off the A1(M) motorway, which provides easy access to nearby towns and cities by car.

The closest airport to Darlington is about a 30-minute drive away, Teesside International Airport. The airport offers flights to a range of destinations across the UK and Europe, but is somewhat limited compared to airports such as Manchester. 

SCHOOLS IN Darlington

If you’re looking to buy a house in Darlington and have children, you’ll be pleased to know that there are a variety of excellent schools and colleges in the area that you can send them to.

Darlington has a range of primary and secondary schools, both state-funded and independent, with a variety of specialisations and focuses. Some of these include:

  1. Abbey Infant School
  2. Corporation Road Community Primary School
  3. Firthmoor Primary School
  4. Gurney Pease Academy
  5. Harrowgate Hill Primary School
  6. Holy Family RC Primary School
  7. Mowden Infant School
  8. Northwood Primary School
  9. Red Hall Primary School
  10. Reid Street Primary School

For older kids and teenagers, some of the secondary school options in Darlington are:

  1. Carmel College
  2. Darlington College
  3. Darlington School of Mathematics and Science
  4. Haughton Academy
  5. Hummersknott Academy
  6. Longfield Academy of Sport
  7. Hurworth School
  8. St Aidan’s Church of England Academy
  9. Wyvern Academy
  10. Hurworth School, Federation of Abbey Infant and Junior School

Looking at the school options is an essential part of the house-searching process. If you plan on settling down in Darlington, and taking out a long-term mortgage, you want to make sure that you know where you can send your kids to school.

The town also has several colleges, including Darlington College, which offers vocational courses and apprenticeships, and Queen Elizabeth Sixth Form College, which specialises in A-level education.

Darlington is within easy reach of Durham University, a world-renowned institution that is consistently ranked among the best universities in the UK. Other nearby universities include Teesside University in Middlesbrough as well as Northumbria University and Newcastle University in Newcastle.

LET’S GET YOUR MORTGAGE IN DARLINGTON SORTED

The Original Mortgage Company are here to help make the process of buying a property in Darlington as painless as possible for you. We’re confident that our friendly team of mortgage experts will be able to find the best possible mortgage rates and providers available to you.

One of the key documents required before you can make your offer on your next home is an Agreement in Principle from a mortgage lender that gives an indication for how much you can borrow from the lender. Our team has extensive experience working with lenders and can offer advice to you on the appropriate amount of deposit that is required for you.

If you are moving home and have already experienced the house buying process, our team can assist you in all the options available to you from your current mortgage provider as well as other lenders on the market. We can also liaise with the estate agents, solicitors and builders on your behalf to update them on the progress of the application.

What are you waiting for? Stop your search for ‘Mortgage Broker Darlington’ and give us a call!

Book a free consultation

Once you click submit, a member of our friendly team will contact you to book the best date and time to discuss your requirements.

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