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Mortgage Broker Stockton-on-Tees

The Original Mortgage Company Ltd provides mortgage advice in Stockton with one purpose. To get YOU the best deal on your mortgage.

We provide original ideas for your finances, no matter your circumstances. We can say yes, when your bank says no. We’re impartial mortgage advisors. This gives us access to more (and better) mortgage deals, compared to highstreet lenders.

Book a free consultation

Once you click submit, a member of our friendly team will contact you to book the best date and time to discuss your requirements.

The #1 Independent Mortgage Broker in Stockton

We are professional independent mortgage advisers covering Stockton and surrounding areas.

We are professional independent mortgage advisors covering Stockton and surrounding areas.

The Original Mortgage Company was established in 2008. We have a team of mortgage consultants that cover the entire UK, from Berwick to Bristol, with well over 220+ years experience in mortgage advice.

We provide independent mortgage advice and offer a free initial mortgage review, at your Stockton home, or at our head office. Whichever is most convenient for you.

If you’re looking for the best Stockton Mortgage advisor, get in touch.

Stockton-on-Tees Mortgages & Advice

Protection & Insurance In Stockton-on-Tees

Free Credit Report For Stockton-on-Tees Residents

STOCKTON MORTGAGE ADVISORS

As a fully independent company, we have access to over 100 lenders and thousands of mortgage products, so we can find the right one for you.

Our team of 12 experts has over 250 years of combined industry experience, so you can trust that you’re in good hands. 

We understand that finding time for appointments can be difficult, which is why we can be flexible and meet you in your own home if that is more convenient than coming to our offices. We also offer evening appointments to make it as easy as possible to get an appointment booked in.

STOCKTON MORTGAGE SERVICES

We offer a range of mortgage services to help you achieve your homeownership goals. Whether you’re a first-time buyer, looking to remortgage, or interested in buying a new build property, our team of experts is here to help.

For first-time buyers, we can guide you through the process and help you find the right mortgage for your needs. We’ll work with you to understand your budget, assess your eligibility, and help you navigate the complex world of mortgage products.

If you’re looking to remortgage, we can help you save money on your monthly repayments or raise money for other expenses. We can also assist with Right to Buy mortgages, which allow eligible council and housing association tenants to buy their home at a discounted price.

For those interested in investing in a buy-to-let property, we can provide expert advice and guidance on the best options available. We can also assist with mortgages for new build properties, ensuring that you have the right mortgage for your unique situation.

At The Original Mortgage Company, we understand the importance of protecting your family’s financial future. That’s why we offer life and critical illness cover to provide you with peace of mind and protection against unforeseen events. 

Average Property Price in Stockton

£146,288

Crime Rate In Stockton

11,181

%

Customer Satisfaction

Stockton-on-Tees Population

196,600

WHAT MAKES US DIFFERENT FROM BANKS

Are you tired of your bank making you feel like just another number? We pride ourselves on providing a personalised, client-focused experience that sets us apart from traditional banks.

One of the biggest differences between us and banks is that we have access to thousands of mortgage products from over 100 lenders, and our expert advisors can compare them to find the one that is right for you. This means that we can offer you a wider range of options than most banks, and can help you find the best mortgage deal for your unique circumstances.

At The Original Mortgage Company, we also handle all of the legal paperwork associated with your mortgage, including liaising with your mortgage lender and solicitors. This means that we can help you navigate the often complicated process of obtaining a mortgage, making it simpler and less stressful for you.

Our team of advisors has over 250 years of combined industry experience, so we’ve seen and helped clients with a wide range of scenarios – and we want to help you.

MY BANK DECLINED MY MORTGAGE APPLICATION – CAN YOU HELP ME?

Yes – we can help you if your bank has declined you for a mortgage. Your bank will have a very limited pool of mortgage products to offer you. These products are typically only suited for the ‘average’ buyer with ‘good’ credit. 

All lenders have different criteria, credit scoring and affordability. Just because one says no, does not mean all will. Unlike banks, we have access to the entire market.

Chances are, we’ll be able to find a mortgage deal that can suit your needs. We offer a free mortgage suitability review to find out more about your circumstances and needs. Contact us today to book yours.

HOW MUCH DOES A MORTGAGE BROKER COST IN STOCKTON

We offer a free mortgage review meeting in Stockton-on-Tees. One of our friendly mortgage advisors will come and meet you in your home to discuss your circumstances and find out what your requirements are.

From here, our advisor will do their homework to find the best lenders that will offer you a mortgage. We’ll report back with the best deals, and if you decide to go ahead with an application at this point, this is when we will discuss our fee.

This means you only pay for our services if you move ahead and let us secure a mortgage for you.

Our advice can save you hundreds compared to other mortgage advisors in Stockton, and the deals we can secure could save you £000’s!

Other areas we cover:

This allows us to make the process as painless as possible for you, no matter what part of Teesside, or the surrounding areas you’re interested in.

As a mortgage is secured against your home, it may be repossessed if you do not keep up the mortgage repayments

For information on how we’re paid for mortgages click here

BUYING A PROPERTY IN Stockton-on-Tees

If you’re thinking of buying a property in Stockton-on-Tees, you’ll find a range of options available to suit your needs and budget. From spacious family homes to cosy apartments, there’s something for everyone in this vibrant town.

In terms of house types, you can find a mix of traditional and modern properties in Stockton-on-Tees. These include terraced, semi-detached, and detached houses, as well as apartments and bungalows. The town also has a range of new build properties available, including those within modern developments.

In terms of average prices, as of September 2021, according to Zoopla, a terraced house in Stockton-on-Tees can cost an average of around £112,437, while a semi-detached house can cost around £142,872. Detached houses tend to be more expensive, with an average cost of around £254,662. Apartments are also available and can be a more affordable option, with an average cost of around £92,516.

It’s worth noting that these prices can vary depending on the location, size, and condition of the property, as well as other factors such as market conditions and demand. However, these averages can give you a general idea of the costs of buying different types of properties in Stockton-on-Tees.

LIVING IN Stockton

Stockton-on-Tees is a bustling town with a lively social scene, offering a range of options for entertainment and leisure activities. Stockton highstreet is the widest in England, and is host to Stockton high-street market, which attracts a range of sellers from homeware and clothes to snacks and food. 

Stockton-on-Tees is also home to several nightclubs and music venues, providing plenty of options for those who enjoy a night out. The town has a thriving music scene, with local bands and artists regularly performing in venues such as The Georgian Theatre and Ku Bar. For those who prefer a more mainstream clubbing experience, the town’s nightlife scene also features popular nightclubs such as Atik and Flares.

For those who prefer something a little more nature based,, Stockton also offers plenty of green spaces and outdoor activities. The town has several parks and nature reserves, including the picturesque Ropner Park, which is a popular spot for picnics and walks. Tees Barrage is a popular cycling and walking route, and also offers whitewater rafting. The River Tees also runs through the town, providing opportunities for water sports and fishing.

COST OF LIVING IN Stockton

The cost of living in Stockton-on-Tees is generally lower than in many other parts of the UK, making it an affordable place to live. The cost of living varies depending on factors such as accommodation, food, and transportation, but overall, the town offers good value for money.

Accommodation is one of the main expenses when living in Stockton-on-Tees. The cost of renting a one-bedroom apartment in the town centre can range from £400 to £600 per month, while a three-bedroom apartment can cost between £600 and £900 per month. The cost of purchasing a home in the town can also vary, with average house prices ranging from £110,000 to £200,000.

In terms of food and drink, Stockton-on-Tees offers a range of options to suit all budgets. A typical meal in a mid-range restaurant can cost around £12 per person, while a pint of beer in a local pub can cost between £3 and £4.

Like many areas in the North East, Stockton offers an affordable cost of living, compared to other areas of England.

TRANSPORT LINKS IN Stockton

Stockton-on-Tees benefits from excellent transport links, making it an easily accessible town for both residents and visitors. The town is well connected by road, with the A19 and A66 providing easy access to the rest of the North East of England. 

The town also has good rail connections, with regular services to destinations such as Middlesbrough, Darlington, and Newcastle. The town’s train station is located in the town centre, making it easy to reach by foot or by bus.

 Stockton boasts  a comprehensive bus network, with services running throughout the town and to neighbouring areas. The town has good cycling and walking infrastructure, with several dedicated cycle routes and pedestrianised areas. 

SCHOOLS IN Stockton

Stockton-on-Tees has a diverse selection of schools and colleges catering to students of all ages. The town is home to several highly-regarded primary and secondary schools, including Ian Ramsey Church of England Academy, Northfield School and Sports College, and Conyers School. 

Stockton is also home to a range of further education colleges, such as Stockton Riverside College and Durham University’s Queen’s Campus. Stockton is only around a 15-20 minute drive to Teesside University, 30 minutes to Sunderland and Durham University, and has public transport links to each.

Book a free consultation

Once you click submit, a member of our friendly team will contact you to book the best date and time to discuss your requirements.

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Middleton House, Harbour Walk, Hartlepool TS24 0YQ

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