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Mortgage Advisor Sunderland

Get accepted for a mortgage on your dream home – without the stress, hassle and headache. We’re The Original Mortgage Company Ltd, a 5 star rated Mortgage Broker in Sunderland, helping people get the best mortgage deals – even when their bank says no.

Whether you’re a first time buyer looking to get onto the property ladder, or are looking to remortgage, move home or even buy a rental property, we can find the best deal for your circumstances. We’re independent mortgage advisors, which means we get access to more (and better) mortgage deals than highstreet lenders.

Book a free consultation

Once you click submit, a member of our friendly team will contact you to book the best date and time to discuss your requirements.

The #1 Independent Mortgage Broker in Sunderland

The Original Mortgage Company was established in 2008. We have a team of mortgage consultants that cover the entire UK, from Berwick to Bristol, with well over 250+ years experience in mortgage advice.

Our team are professional, friendly and want to help get you the best deals possible on properties in and around Sunderland.

We provide independent mortgage advice and offer a free initial mortgage review, at your Sunderland home, or at our head office. Whichever is most convenient for you!

If you’re looking for the best Sunderland mortgage advisor, your search is over!

Sunderland Mortgages & Advice

Protection & Insurance In Sunderland

Free Credit Report For Sunderland Residents

MORTGAGE ADVISOR SUNDERLAND

As a fully independent mortgage broker, we have access to over 100 lenders and thousands of mortgage products. We can find the best mortgage rates for you, even when your bank has rejected you.

Our team of 12 advisors have a combined experience of over 250 years in helping people secure mortgages on houses, buy-to-lets, flats, apartments and commercial properties.

We understand that finding time for appointments can be difficult, which is why we can be flexible and meet you in your own home if that is more convenient than coming to our offices. We also offer evening appointments to make it as easy as possible to get an appointment booked in.

SUNDERLAND MORTGAGE SERVICES

We offer a range of mortgage services to help you achieve your homeownership goals. Whether you’re a first-time buyer, looking to remortgage, or interested in buy-to-let, our team of experts is here to help.

For first-time buyers, we can guide you through the process and help you find the right mortgage for your needs. We’ll work with you to understand your budget, assess your eligibility, and help you navigate the complex world of mortgage products.

If you’re looking to remortgage, we can help you save money on your monthly repayments or raise money for other expenses. We can also assist with Right to Buy mortgages, which allow eligible council and housing association tenants to buy their home at a discounted price.

For those interested in investing in a buy-to-let property, we can provide expert advice and guidance on the best options available. We can also assist with mortgages for new build properties, ensuring that you have the right mortgage for your unique situation.

At The Original Mortgage Company, we understand the importance of protecting your family’s financial future. That’s why we offer life and critical illness cover to provide you with peace of mind and protection against unforeseen events.

Average Property Price in Sunderland

£158,598

Crime Rate In Sunderland

114/1000

%

Customer Satisfaction

Sunderland Population

275,400

MORTGAGE BROKER SUNDERLAND – WHAT MAKES US DIFFERENT

Are you tired of your bank making you feel like just another number? We pride ourselves on providing a personalised, client-focused experience that sets us apart from traditional banks.

One of the biggest differences between us and banks is that we have access to thousands of mortgage products from over 100 lenders, and our expert advisors can compare them to find the one that is right for you. This means that we can offer you a wider range of options than most banks, and can help you find the best mortgage deal for your unique circumstances.

At The Original Mortgage Company, we also handle all of the legal paperwork associated with your mortgage, including liaising with your mortgage lender and solicitors. This means that we can help you navigate the often complicated process of obtaining a mortgage, making it simpler and less stressful for you.

 

MY BANK REJECTED MY MORTGAGE APPLICATION – CAN YOU HELP ME?

Yes, we can (probably) help you if your bank has declined you for a mortgage. Your bank will have a very limited pool of mortgage products to offer you. These products are typically only suited for the ‘average’ buyer with ‘good’ credit. 

All lenders have different criteria, credit scoring and affordability. Just because one says no, does not mean all will. Unlike banks, we have access to the entire range of mortgage deals on the market.

Chances are, we’ll be able to find a mortgage deal that can suit your needs. We offer a free mortgage suitability review to find out more about your circumstances and needs. Contact us today to book yours.

Our team of advisors has over 250 years of combined industry experience, so we’ve seen and helped clients with a wide range of scenarios – and we want to help you.

HOW MUCH DOES A SUNDERLAND MORTGAGE ADVISOR COST?

Sunderland mortgage advisors will vary in price depending upon what you need. We offer a free mortgage review to find out exactly how we can help you, give you some some practical advice and then take things from there.. One of our friendly mortgage advisors will come and meet you in your home to discuss your circumstances and find out what your requirements are.

From here, our team will do their homework to find the best lenders that will offer you a mortgage.We’ll report back with the best deals, and if you decide to go ahead with an application at this point, this is when we will discuss our fee.

This means you only pay for our services if you move ahead and let us secure a mortgage for you.

Our advice can save you hundreds compared to other mortgage advisors in Sunderland, and the deals we can secure could save you £000’s!

As a mortgage is secured against your home, it may be repossessed if you do not keep up the mortgage repayments

For information on how we’re paid for mortgages click here.

BUYING A PROPERTY IN SUNDERLAND

If you’re looking to take out a mortgage on a property to live in Sunderland, you’ll be pleased to know that there are plenty of options available to suit a range of budgets and lifestyles. There are quite a few different areas in Sunderland to choose from, each with their own advantages, depending upon you and your lifestyle.

The city has a mixture of modern and traditional homes, from spacious family houses to stylish apartments. Areas like Roker, Fulwell, and Ashbrooke are popular with families due to their proximity to schools and parks, while the city centre offers a range of modern apartments, perfect for those looking for a more urban lifestyle.

Sunderland is a popular city for those looking to rent out property. The University of Sunderland attracts thousands of students each year who are looking for student accommodation. A buy-to-let mortgage allows landlords to make a passive income by renting to students.

According to Zoopla, a terraced house in Sunderland can cost an average of around £130,316 while a semi-detached house can cost around £164,171. As would be expected, most detached properties tend to be more expensive, with an average cost of around £263,298. Apartments are also available for those who don’t need a large living space and the average price of a flat is much cheaper than any of the other property types in Sunderland, with an average cost of around £93,498.

There’s a lot of variety to pick from, so if you’re looking to buy a property in Sunderland, make sure to find out how much you can borrow and what your budget is before you start booking property viewings.

LIVING IN Sunderland

Sunderland is a city with plenty to offer those who are looking for things to do. The city has a range of attractions and activities to suit all ages and interests. If you’re interested in history and culture, Sunderland has a range of museums and galleries to explore, including the Sunderland Museum and Winter Gardens. This fascinating museum covers the history of the city and its people, including exhibitions on local pottery and glassware, as well as the region’s maritime history.

Sunderland has miles of breathtaking coastline to explore, with lovely beaches and imposing cliffs providing breathtaking views of the North Sea. With its large sandy beach and classic seaside attractions, Seaburn Beach is a favourite destination for families, while Roker Beach is ideal for a tranquil stroll down the promenade.

Sunderland also has plenty of parks and green spaces to enjoy, including the stunning Herrington Country Park. This park has a range of activities for all ages, including a boating lake, adventure play area, and a skate park. If you’re a fan of sports, the city is home to the Stadium of Light, the home ground of Sunderland AFC, one of the region’s biggest football teams.

Finally, there are a range of cultural events and festivals throughout the year. The Sunderland Airshow is a popular event that takes place every year, attracting thousands of visitors to the city. Other popular events include the Sunderland International Film Festival and the Sunderland Illuminations, a spectacular light display that takes place along the seafront during the winter months.

COST OF LIVING IN SUNDERLAND

One of the major benefits of buying a property in Sunderland is the city’s affordability. Compared to nearby cities like Newcastle, properties in Sunderland are generally more affordable, making it an ideal location for first-time buyers or those looking to get more for their money.

Housing costs in Sunderland are generally reasonable, with a variety of affordable properties available for sale or rent throughout the city. The average cost of a one-bedroom apartment in the city centre is around £475 per month, while a three-bedroom family home can cost around £650 per month. This is useful to know if you’re looking to secure a buy-to-let mortgage and rent a house out in Sunderland.

Daily expenses like groceries, transportation, and entertainment are also relatively affordable in Sunderland. A weekly grocery shop for a family of four can cost around £50-60, while a one-way ticket on public transport costs around £2.20. Dining out can be quite affordable, with a meal for two at a mid-range restaurant costing around £35.

TRANSPORT LINKS IN SUNDERLAND

Sunderland is well-connected to other parts of the UK via various modes of transportation, making it easy to travel in and out of the city. The city is served by two major railway stations – Sunderland station and St. Peter’s station, both of which provide regular train services to cities like Newcastle, York, and London. The metro system is also a convenient way to travel around the city and beyond, with regular services to Newcastle, South Shields, and other nearby towns.

For those who prefer to travel by bus, Sunderland has a reliable bus network operated by several service providers, including Go North East and Stagecoach. These buses offer connections to neighbouring towns and villages, as well as other major cities in the region.

If you’re driving, Sunderland is easily accessible via the A19, which runs through the city and provides direct links to the North and South. There are also several car parks throughout the city centre, making it convenient to park your car and explore the area on foot.

Looking for something a little more active? Sunderland has a number of active travel options, including cycle routes and walking paths. These options make it easy to get around the city without relying on a car or public transport, while also providing a healthy and eco-friendly alternative. 

SCHOOLS IN SUNDERLAND

Sunderland offers a wide range of educational options for families with children. There are many outstanding primary schools in the area, such as Benedict Biscop CofE Academy and Barnes Junior School, which provide a nurturing and supportive environment for young learners. Parents can also consider schools like Hylton Castle Primary School and St. Mary’s Roman Catholic Voluntary Aided Primary School, both of which have been rated “Good” by Ofsted.

For secondary school education, Sunderland has several excellent options. St. Robert of Newminster Catholic School and Sixth Form College is a popular choice, with a focus on academic excellence and pastoral care. Other options include the well-regarded Sunderland High School and Southmoor Academy, which offers a wide range of extracurricular activities to complement its academic programs.

For those seeking further education, Sunderland College is a great choice. It offers a variety of vocational and academic courses, from engineering and construction to health and social care. The college has campuses throughout the city and is known for its high-quality teaching and excellent facilities.

Sunderland is also home to the prestigious University of Sunderland, which has a strong reputation for its courses in subjects such as media, design, and business. The university has a vibrant student community and offers a range of clubs and societies for students to get involved in. 

LET’S GET YOUR MORTGAGE IN SUNDERLAND SORTED

The Original Mortgage Company is here to help make the process of buying a property in Sunderland as easy as possible for you. We’re confident that our friendly team of mortgage experts will be able to find the best possible mortgage rates and providers available to you.

One of the key documents required before you can make your offer on your next home is an Agreement in Principle from a mortgage lender that gives an indication for how much you can borrow from the lender. Our team has extensive experience working with lenders and can offer advice to you on the appropriate amount of deposit that is required for you.

If you are moving home and have already experienced the house buying process, our team can assist you in all the options available to you from your current mortgage provider as well as other lenders on the market. We can also liaise with the estate agents, solicitors and builders on your behalf to update them on the progress of the application.

What are you waiting for? Stop your search for ‘Mortgage Advisor Sunderland’ and give us a call!

Book a free consultation

Once you click submit, a member of our friendly team will contact you to book the best date and time to discuss your requirements.

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