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Mortgage Broker Exeter

Get accepted for a mortgage on your dream home – without the stress, hassle and headache. We’re The Original Mortgage Company Ltd, a 5 star rated Mortgage Broker in Exeter, helping people get the best mortgage deals – even when their bank says no.

Whether you’re a first-time buyer looking to get onto the property ladder or are looking to remortgage, move home or even buy a rental property, we can find the best deal for your circumstances. We’re independent mortgage advisors, which means we get access to more (and better) mortgage deals than high street lenders.

Book a free consultation

Once you click submit, a member of our friendly team will contact you to book the best date and time to discuss your requirements.

The #1 Independent Mortgage Broker in Exeter

The Original Mortgage Company was established in 2008. We have a team of mortgage consultants that cover the entire UK, from Berwick to Exeter, with well over 250+ years experience in mortgage advice.

Our team are professional, friendly and want to help get you the best deals possible on properties in and around Exeter.

We provide independent mortgage advice and offer a free initial mortgage review, at your Exeter home, or at our head office. Whichever is most convenient for you!

If you’re looking for the best Exeter Mortgage advisor, your search is over!

Exeter Mortgages & Financial Advice

Protection & Insurance In

Exeter

Free Credit Report For Exeter Residents

MORTGAGE BROKER EXETER

As a fully independent mortgage broker, we have access to over 100 lenders and thousands of mortgage products. We can find the best mortgage rates for you, even when your bank has rejected you.

Our team of 12 advisors have a combined experience of over 250 years in helping people secure mortgages on houses, buy-to-lets, flats, apartments and commercial properties.

We understand that finding time for appointments can be difficult, which is why we can be flexible and meet you in your own home if that is more convenient than coming to our offices. We also offer evening appointments to make it as easy as possible to get an appointment booked in.

MORTGAGE ADVISORS EXETER – OUR SERVICES

We offer a range of mortgage services to help you achieve your homeownership goals. Whether you’re a first-time buyer, looking to remortgage, or interested in buy-to-let, our team of experts is here to help.

For first-time buyers, we can guide you through the process and help you find the right mortgage for your needs. We’ll work with you to understand your budget, assess your eligibility, and help you navigate the complex world of mortgage products.

If you’re looking to remortgage, we can help you save money on your monthly repayments or raise money for other expenses. We can also assist with Right to Buy mortgages, which allow eligible council and housing association tenants to buy their home at a discounted price.

For those interested in investing in a buy-to-let property, we can provide expert advice and guidance on the best options available. We can also assist with mortgages for new build properties, ensuring that you have the right mortgage for your unique situation.

At The Original Mortgage Company, we understand the importance of protecting your family’s financial future. That’s why we offer life and critical illness cover to provide you with peace of mind and protection against unforeseen events.

Average Property Price in Exeter

£351,020

Crime Rate In Exeter

79.52/1000

%

Customer Satisfaction

Exeter Population

128,900

WHAT MAKES US DIFFERENT

Are you tired of your bank making you feel like just another number? We pride ourselves on providing a personalised, client-focused experience that sets us apart from traditional banks.

One of the biggest differences between us and banks is that we have access to thousands of mortgage products from over 100 lenders, and our expert advisors can compare them to find the one that is right for you. This means that we can offer you a wider range of options than most banks, and can help you find the best mortgage deal for your unique circumstances.

At The Original Mortgage Company, we also handle all of the legal paperwork associated with your mortgage, including liaising with your mortgage lender and solicitors. This means that we can help you navigate the often complicated process of obtaining a mortgage, making it simpler and less stressful for you.

Our team of advisors has over 250 years of combined industry experience, so we’ve seen and helped clients with a wide range of scenarios – and we want to help you.

MY BANK REJECTED ME FOR A MORTGAGE – CAN YOU HELP ME?

Yes, we (probably) can help you secure a mortgage if your bank has declined you. Your bank has only a very limited pool of mortgage products to offer you. These products are typically only suited for the ‘average’ buyer with ‘good’ credit. 

All lenders have different criteria, credit scoring and affordability. Just because one says no, does not mean all will. Unlike banks, we have access to the entire range of mortgage deals on the market.

 

Chances are, we’ll be able to find a mortgage deal that can suit your needs. We offer a free mortgage suitability review to find out more about your circumstances and needs. Contact us today to book yours.

HOW MUCH DOES A Exeter MORTGAGE ADVISOR COST?

Exeter mortgage advisors will vary in price depending upon what you need. We offer a free mortgage review to find out exactly how we can help you, give you some some practical advice and then take things from there.. One of our friendly mortgage advisors will come and meet you in your home to discuss your circumstances and find out what your requirements are.

From here, our team will do their homework to find the best lenders that will offer you a mortgage.We’ll report back with the best deals, and if you decide to go ahead with an application at this point, this is when we will discuss our fee.

This means you only pay for our services if you move ahead and let us secure a mortgage for you.

Our advice can save you hundreds compared to other mortgage advisors in Exeter, and the deals we can secure could save you £000’s!

Other areas we cover:

This allows us to make the process as painless as possible for you, no matter what part of Teesside, or the surrounding areas you’re interested in.

As a mortgage is secured against your home, it may be repossessed if you do not keep up the mortgage repayments

For information on how we’re paid for mortgages click here.

BUYING A PROPERTY IN EXETER

Exeter, situated in the southwest of England, is a vibrant city with numerous opportunities for those looking to invest in real estate. Exeter offers a diverse range of property types, catering to various lifestyles and preferences. Whether you’re interested in chic city apartments or spacious family homes in the suburbs, Exeter has something to offer.

The city center is particularly attractive to young professionals and students, featuring a wide selection of contemporary apartments and townhouses to choose from.

Exeter boasts a blend of both modern and traditional housing options, providing spacious family houses as well as stylish apartments tailored to the needs of busy professionals. It’s also a hotspot for property investors looking to capitalize on the demand for student accommodation, given the presence of esteemed institutions like the University of Exeter.

According to property data from Zoopla, the average price for a terraced house in Exeter is around £262,319, while a semi-detached property typically costs approximately £318,502. Detached properties, often more luxurious, come at an average price of £525,619. For those seeking more compact living spaces, flats in Exeter offer a more affordable alternative, with an average cost of about £226,874.

With such a wide array of options, it’s crucial to determine your budget and potential mortgage amount before embarking on your property search in Exeter.

LIVING IN EXETER

Living in Exeter offers a unique fusion of urban excitement and natural beauty. The city is a dynamic hub with a rich historical background and a thriving cultural scene. You’ll never find yourself short of activities, from exploring numerous museums and galleries to attending captivating shows at local theaters or enjoying the lively nightlife in the city center.

Exeter is surrounded by breathtaking natural landscapes, including the scenic Devon coastline and the picturesque Dartmoor National Park, offering opportunities for hiking and outdoor activities. Within the city, you’ll discover delightful green spaces like Rougemont Gardens and Northernhay Gardens, perfect for relaxation.

For sports enthusiasts, Exeter has a fervent following for rugby and cricket, with the Exeter Chiefs rugby team and Devon County Cricket Club attracting fans.

Shopping aficionados will appreciate the city’s diverse retail landscape, featuring high-street stores, upscale boutiques, and renowned department stores like Princesshay Shopping Center. Don’t miss exploring the historic Exeter Guildhall Shopping Arcade, offering an array of unique shops.

COST OF LIVING IN EXETER

The cost of living in Exeter can vary depending on your chosen neighborhood and lifestyle. Generally, Exeter remains an affordable city compared to major metropolises like London, though it may be pricier compared to some neighboring towns in the Southwest.

Exeter has parking charges in certain areas, and it’s essential to be aware of these to avoid fines. Public transportation is readily available, and bus services are well-connected within the city.

Essential shopping, including groceries and everyday items, typically aligns with the national average in the UK.

For those seeking a diverse living experience, Exeter offers competitive options, particularly for professionals drawn by its business infrastructure, students attending local universities, and families seeking a vibrant urban environment.

TRANSPORT LINKS IN EXETER

Exeter boasts a well-connected transport network, ensuring easy mobility for residents within the city and beyond. The city’s public transportation system includes buses that operate across Exeter and the surrounding regions, providing reliable services throughout the day.

In addition to buses, Exeter features dedicated cycling routes and bike-friendly roads, making it convenient for residents to choose cycling as a means of transportation.

For those who prefer driving, Exeter benefits from good road connectivity to other parts of the country, thanks to major routes like the M5 motorway passing through the region. The city also offers ample parking options, making it easy to find a parking space when needed.

In essence, Exeter’s transportation options cater to a wide range of preferences, whether you prefer public transit, cycling, or driving.

SCHOOLS IN EXETER

Exeter boasts a diverse range of educational institutions, catering to students from primary to university levels. The city offers numerous primary schools, both state-funded and independent, each with unique approaches and opportunities. Some renowned primary schools in Exeter include St. Leonard’s Primary School, St. Nicholas Catholic Primary School, and Ladysmith Infant School.

For secondary education, Exeter houses exceptional schools that emphasize various specializations and educational approaches. Notable secondary schools in the area include St. Peter’s Church of England Aided School, Exeter School, and Isca Academy, known for their academic achievements and extracurricular programs.

Exeter also hosts further education colleges like Exeter College, offering a variety of vocational courses and apprenticeships.

Higher education options in Exeter are abundant, with the prestigious University of Exeter offering a wide range of undergraduate and postgraduate programs across various fields. The Exeter School of Art, part of Plymouth College of Art, also provides creative education opportunities.

LET’S GET YOUR MORTGAGE IN EXETER SORTED

The Original Mortgage Company is here to simplify the process of purchasing a property in Exeter for you. Our knowledgeable team of mortgage experts is committed to finding the best mortgage rates and providers tailored to your needs.

Securing an Agreement in Principle from a mortgage lender is a key step before making an offer on your desired property, and our team can guide you through this process. We have extensive experience collaborating with lenders and can provide advice on the necessary deposit amount.

If you’re relocating and have prior experience in the home-buying process, our team can assist you in exploring options from your current mortgage provider and other lenders in the market. We can also communicate with estate agents, solicitors, and builders on your behalf, keeping them updated on your application’s progress.

Don’t wait any longer! Put an end to your search for a ‘Mortgage Advisor in Exeter’ and give us a call today!”

Book a free consultation

Once you click submit, a member of our friendly team will contact you to book the best date and time to discuss your requirements.

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Middleton House, Harbour Walk, Hartlepool TS24 0YQ

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