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Mortgage Broker Middlesbrough

Welcome to The Original Mortgage Company Ltd. We serve Mortgage and Financial advice across Middlesbrough and Teesside with one purpose. To get YOU the best mortgage rates possible. 

We provide original ideas for your finances, no matter your circumstances. We can say yes, when your bank says no. We’re impartial mortgage advisors. This gives us access to more (and better) mortgage deals, compared to highstreet lenders.

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Once you click submit, a member of our friendly team will contact you to book the best date and time to discuss your requirements.

The #1 Independent Mortgage Broker in Middlesbrough

We are professional independent mortgage advisors covering Middlesbrough and surrounding areas.

The Original Mortgage Company was established in 2008. We have a team of mortgage consultants that cover the entire UK, from Berwick to Bristol, with well over 220+ years experience in mortgage advice.

We provide independent mortgage advice and offer a free initial mortgage review, at your Middlesbrough home, or at our head office. Whichever is most convenient for you.

If you’re looking for the best Middlesbrough Mortgage advisor, get in touch.

Mortgage Advisor Middlesbrough Services

Protection & Insurance In Middlesbrough

Free Credit Report For Middlesbrough Residents

MIDDLESBROUGH MORTGAGE ADVISOR

As a fully independent company, we have access to over 100 lenders and thousands of mortgage products, so we can find the right one for you.

Our team of 12 experts has over 250 years of combined industry experience, so you can trust that you’re in good hands. 

We understand that finding time for appointments can be difficult, which is why we can be flexible and meet you in your own home if that is more convenient than coming to our offices. We also offer evening appointments to make it as easy as possible to get an appointment booked in.

MIDDLESBROUGH MORTGAGE SERVICES

We offer a range of mortgage services to help you achieve your homeownership goals. Whether you’re a first-time buyer, looking to remortgage, or interested in buying a new build property, our team of experts is here to help.

For first-time buyers, we can guide you through the process and help you find the right mortgage for your needs. We’ll work with you to understand your budget, assess your eligibility, and help you navigate the complex world of mortgage products.

If you’re looking to remortgage, we can help you save money on your monthly repayments or raise money for other expenses. We can also assist with Right to Buy mortgages, which allow eligible council and housing association tenants to buy their home at a discounted price.

For those interested in investing in a buy-to-let property, we can provide expert advice and guidance on the best options available. We can also assist with mortgages for new build properties, ensuring that you have the right mortgage for your unique situation.

At The Original Mortgage Company, we understand the importance of protecting your family’s financial future. That’s why we offer life and critical illness cover to provide you with peace of mind and protection against unforeseen events.

Average Property Price in Middlesbrough

£143,395

Crime Rate In Middlesbrough

18,700

%

Customer Satisfaction

Middlesbrough Population

393,000

WHAT MAKES US DIFFERENT FROM BANKS

Are you tired of your bank making you feel like just another number? We pride ourselves on providing a personalised, client-focused experience that sets us apart from traditional banks.

One of the biggest differences between us and banks is that we have access to thousands of mortgage products from over 100 lenders, and our expert advisors can compare them to find the one that is right for you. This means that we can offer you a wider range of options than most banks, and can help you find the best mortgage deal for your unique circumstances.

At The Original Mortgage Company, we also handle all of the legal paperwork associated with your mortgage, including liaising with your mortgage lender and solicitors. This means that we can help you navigate the often complicated process of obtaining a mortgage, making it simpler and less stressful for you.

MY BANK DECLINED MY MORTGAGE APPLICATION – CAN YOU HELP ME?

Yes – we can help you if your bank has declined you for a mortgage. Your bank will have a very limited pool of mortgage products to offer you. These products are typically only suited for the ‘average’ buyer with ‘good’ credit. 

All lenders have different criteria, credit scoring and affordability. Just because one says no, does not mean all will. Unlike banks, we have access to the entire market.

Chances are, we’ll be able to find a mortgage deal that can suit your needs. We offer a free mortgage suitability review to find out more about your circumstances and needs. Contact us today to book yours.

Our team of advisors has over 250 years of combined industry experience, so we’ve seen and helped clients with a wide range of scenarios – and we want to help you.

HOW MUCH DOES A MORTGAGE BROKER COST IN MIDDLESBROUGH

We offer a free mortgage review meeting in Middlesbrough. One of our friendly mortgage advisors will come and meet you in your home to discuss your circumstances and find out what your requirements are.

From here, our advisor will do their homework to find the best lenders that will offer you a mortgage.We’ll report back with the best deals, and if you decide to go ahead with an application at this point, this is when we will discuss our fee.

This means you only pay for our services if you move ahead and let us secure a mortgage for you.

Our advice can save you hundreds compared to other mortgage advisors in Middlesbrough, and the deals we can secure could save you £000’s!

Other areas we cover:

This allows us to make the process as painless as possible for you, no matter what part of Teesside, or the surrounding areas you’re interested in.

As a mortgage is secured against your home, it may be repossessed if you do not keep up the mortgage repayments

For information on how we’re paid for mortgages click here

BUYING A PROPERTY IN MIDDLESBROUGH

If you’re thinking of buying a property in Middlesbrough, you’ll find a range of options available to suit your needs and budget. From spacious family homes to cosy apartments, there’s something for everyone in this vibrant town.

In terms of house types, you can find a mix of traditional and modern properties in Middlesbrough. These include terraced, semi-detached, and detached houses, as well as apartments and bungalows. The town also has a range of new build properties available, including those within modern developments.

In terms of average prices, as of September 2021, according to Zoopla, a terraced house in Middlesbrough can cost an average of around £112,437, while a semi-detached house can cost around £142,872. Detached houses tend to be more expensive, with an average cost of around £254,662. Apartments are also available and can be a more affordable option, with an average cost of around £92,516.

It’s worth noting that these prices can vary depending on the location, size, and condition of the property, as well as other factors such as market conditions and demand. However, these averages can give you a general idea of the costs of buying different types of properties in Middlesbrough.

 

LIVING IN MIDDLESBROUGH

Living in Middlesbrough offers a unique blend of modern city living and traditional northern charm, despite Middlesbrough not actually be classed as a city. 

The town boasts a bustling town centre with 3 different indoor shopping centres, the Hill Street Shopping Centre, the Cleveland Centre and the Dundas Shopping Centre & Market. In addition to this, Middlesbrough offers a selection of shops on it’s highstreet, Linthorpe road, and surrounding areas. 

The famous Middlesbrough Institute of Modern Art (MIMA) is a must-visit destination for any art enthusiast, while the Middlesbrough Theatre offers a range of live performances throughout the year. The town is also home to several popular sports teams, including Middlesbrough FC and Middlesbrough Rugby Club.

If you’re looking for outdoor activities, Middlesbrough has plenty to offer. The town is surrounded by stunning countryside, including the North York Moors National Park, which is just a short drive away. You can also take a stroll through Stewart Park, a beautiful Victorian park that features a large lake, animal enclosures, and a children’s playground.

There is a go-kart track located on the outskirts of town, and a brand new gaming and entertainment complex called Level X in the town centre.

COST OF LIVING IN MIDDLESBROUGH

Middlesbrough is an affordable town to live in, with lower costs of living compared to other major UK cities. The average house price in Middlesbrough is £143,395, significantly lower than the national average of £256,405.

This makes it an attractive option for those looking to buy or rent a property without spending a fortune. Additionally, the town has a range of affordable supermarkets and local shops, providing residents with access to groceries and essential items at reasonable prices.

Transportation costs in Middlesbrough are also relatively low. The local bus services are frequent and affordable, with single tickets starting at just £1.80. The train station offers direct routes to nearby cities such as Newcastle and York, with tickets starting at £6.50. Middlesbrough is also well-connected to major roads, with the A19 and A66 providing easy access to other parts of the north east.

Middlesbrough offers a range of affordable leisure activities and entertainment options. The town has several parks and open spaces that are free to access, including Stewart Park and Albert Park. T

he local cinemas and theatres offer reasonably priced tickets, with prices starting at £4.99. There are also several museums and galleries in Middlesbrough that offer free admission, such as the Dorman Museum and the Captain Cook Birthplace Museum.

Overall, the lower cost of living in Middlesbrough makes it an appealing choice for those looking for an affordable place to live in England.

TRANSPORT LINKS IN MIDDLESBROUGH

Middlesbrough benefits from excellent transport links, making it an easily accessible town for both residents and visitors.

The town is well connected by road, with the A19 and A66 providing easy access to the rest of the North East of England. The A1(M) is also easily accessible, providing a direct route to London and the south.

For those who prefer public transport, Middlesbrough has a good local bus network, with regular services throughout the town and to nearby areas. The train station offers direct routes to major cities such as Newcastle, York, and Manchester, as well as other destinations across the UK.

Middlesbrough also has an airport, Teesside International Airport, which is just a 20-minute drive from the town centre. The airport offers flights to several destinations across the UK and Europe, making it an ideal choice for those who need to travel for business or pleasure.

Additionally, the town has several taxi and private hire companies, providing residents with an alternative mode of transport for those who prefer not to drive or use public transport. Overall, the transport links in Middlesbrough are comprehensive and reliable, providing residents with easy access to other parts of the north east and beyond.

The town also has good rail connections, with regular services to destinations such as Middlesbrough, Darlington, and Newcastle. The town’s train station is located in the town centre, making it easy to reach by foot or by bus.

Lastly, Middlesbrough has a comprehensive bus network and a large bus station situated in the town centre. There are buses running to nearby towns such as Stockton, Hartlepool, Durham, Sunderland, Redcar and wider areas of the North East. 

SCHOOLS IN MIDDLESBROUGH

Middlesbrough has a range of excellent education options, catering to students of all ages and backgrounds. The town is home to several highly rated primary and secondary schools, including St. Edward’s Catholic Primary School and Macmillan Academy, which has been ranked as one of the top ten state schools in the north east.

Middlesbrough has several further education colleges. Middlesbrough College offers a range of vocational courses, including apprenticeships and higher education qualifications, while Cleveland College of Art and Design provides specialist courses in art, design, and media.

Teesside University, located in the heart of Middlesbrough, is a popular choice for those seeking higher education qualifications.

The university offers a wide range of undergraduate and postgraduate courses across various subjects, including business, engineering, and health and social care.

Teesside University has a strong reputation for graduate employment, with 95% of graduates finding employment or further education within six months of graduating.

MORTGAGE ADVISOR MIDDLESBROUGH

Whether you are moving to or from Middlesbrough and surrounding areas, downsizing your property, need to make room for a growing family or are moving up the property ladder to a larger home, The Original Mortgage Company are here to help make the process as painless as possible for you with our friendly team of mortgage experts who are on hand to offer advice and to find the best possible mortgage rates and providers available to you.

One of the key documents required before you can make your offer on your next home is an Agreement in Principle from a mortgage lender that gives an indication for how much you can borrow from the lender. Our team have extensive experience working with mortgage companies and can offer advice to you on the appropriate amount of deposit that is required for you.

If you are moving home and have already experienced the house buying process, our team can assist you in all the options available to you from your current mortgage provider as well as other lenders on the market. We can also liaise with the estate agents, solicitors and builders on your behalf to update them on the progress of the application.

So if you are looking to move house in, to or from Middlesbrough and want to find the best possible mortgage for your needs, contact The Original Mortgage Company today on 0808 22 23 24 5.

Book a free consultation

Once you click submit, a member of our friendly team will contact you to book the best date and time to discuss your requirements.

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Middleton House, Harbour Walk, Hartlepool TS24 0YQ

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