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Mortgage Broker Newcastle

Get accepted for a mortgage on your dream home – without the stress, hassle and headache. We’re The Original Mortgage Company Ltd, a 5 star rated Mortgage Broker in Newcastle, helping people get the best mortgage deals – even when their bank says no.

Whether you’re a first time buyer looking to get onto the property ladder, or are looking to remortgage, move home or even buy a rental property, we can find the best deal for your circumstances. We’re independent mortgage advisors, which means we get access to more (and better) mortgage deals than highstreet lenders.

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Once you click submit, a member of our friendly team will contact you to book the best date and time to discuss your requirements.

The #1 Independent Mortgage Broker in Newcastle

The Original Mortgage Company was established in 2008. We have a team of mortgage consultants that cover the entire UK, from Berwick to Bristol, with well over 250+ years experience in mortgage advice.

Our team are professional, friendly and want to help get you the best deals possible on properties in and around Newcastle.

We provide independent mortgage advice and offer a free initial mortgage review, at your Newcastle home, or at our head office. Whichever is most convenient for you!

If you’re looking for the best Newcastle Mortgage advisor, your search is over!

Newcastle Mortgages & Advice

Protection & Insurance In Newcastle

Free Credit Report For Newcastle Residents

MORTGAGE BROKER NEWCASTLE

As a fully independent mortgage broker, we have access to over 100 lenders and thousands of mortgage products. We can find the best mortgage rates for you, even when your bank has rejected you.

Our team of 12 advisors have a combined experience of over 250 years in helping people secure mortgages on houses, buy-to-lets, flats, apartments and commercial properties.

We understand that finding time for appointments can be difficult, which is why we can be flexible and meet you in your own home if that is more convenient than coming to our offices. We also offer evening appointments to make it as easy as possible to get an appointment booked in.

MORTGAGE ADVISORS NEWCASTLE – OUR SERVICES

We offer a range of mortgage services to help you achieve your homeownership goals. Whether you’re a first-time buyer, looking to remortgage, or interested in buy-to-let, our team of experts is here to help.

For first-time buyers, we can guide you through the process and help you find the right mortgage for your needs. We’ll work with you to understand your budget, assess your eligibility, and help you navigate the complex world of mortgage products.

If you’re looking to remortgage, we can help you save money on your monthly repayments or raise money for other expenses. We can also assist with Right to Buy mortgages, which allow eligible council and housing association tenants to buy their home at a discounted price.

For those interested in investing in a buy-to-let property, we can provide expert advice and guidance on the best options available. We can also assist with mortgages for new build properties, ensuring that you have the right mortgage for your unique situation.

At The Original Mortgage Company, we understand the importance of protecting your family’s financial future. That’s why we offer life and critical illness cover to provide you with peace of mind and protection against unforeseen events.

Average Property Price in Newcastle

£235,307

Crime Rate In Newcastle

125/1000

%

Customer Satisfaction

Newcastle Population

823,000

WHAT MAKES US DIFFERENT FROM OTHER NEWCASTLE BROKERS?

Are you tired of your bank making you feel like just another number? We pride ourselves on providing a personalised, client-focused experience that sets us apart from traditional banks.

One of the biggest differences between us and banks is that we have access to thousands of mortgage products from over 100 lenders, and our expert advisors can compare them to find the one that is right for you. This means that we can offer you a wider range of options than most banks, and can help you find the best mortgage deal for your unique circumstances.

At The Original Mortgage Company, we also handle all of the legal paperwork associated with your mortgage, including liaising with your mortgage lender and solicitors. This means that we can help you navigate the often complicated process of obtaining a mortgage, making it simpler and less stressful for you.

 

MY BANK REJECTED MY MORTGAGE APPLICATION – CAN YOU HELP ME?

Yes, we can (probably) help you if your bank has declined you for a mortgage. Your bank will have a very limited pool of mortgage products to offer you. These products are typically only suited for the ‘average’ buyer with ‘good’ credit. 

All lenders have different criteria, credit scoring and affordability. Just because one says no, does not mean all will. Unlike banks, we have access to the entire range of mortgage deals on the market.

Chances are, we’ll be able to find a mortgage deal that can suit your needs. We offer a free mortgage suitability review to find out more about your circumstances and needs. Contact us today to book yours.

Our team of advisors has over 250 years of combined industry experience, so we’ve seen and helped clients with a wide range of scenarios – and we want to help you.

HOW MUCH DOES A NEWCASTLE MORTGAGE ADVISOR COST?

Newcastle mortgage advisors will vary in price depending upon what you need. We offer a free mortgage review to find out exactly how we can help you, give you some some practical advice and then take things from there.. One of our friendly mortgage advisors will come and meet you in your home to discuss your circumstances and find out what your requirements are.

From here, our team will do their homework to find the best lenders that will offer you a mortgage.We’ll report back with the best deals, and if you decide to go ahead with an application at this point, this is when we will discuss our fee.

This means you only pay for our services if you move ahead and let us secure a mortgage for you.

Our advice can save you hundreds compared to other mortgage advisors in Newcastle, and the deals we can secure could save you £000’s!

Other areas we cover:

This allows us to make the process as painless as possible for you, no matter what part of Teesside, or the surrounding areas you’re interested in.

As a mortgage is secured against your home, it may be repossessed if you do not keep up the mortgage repayments

For information on how we’re paid for mortgages click here.

BUYING A PROPERTY IN NEWCASTLE

Newcastle is a vibrant city located in the northeast of England that has a lot to offer those looking to buy property in the area. There are many different types of properties available in Newcastle, from stylish city centre apartments to spacious family homes in the surrounding suburbs. The city centre is particularly popular among young professionals and students, with a range of modern apartments and townhouses on offer.

The city has a mixture of modern and traditional homes and flats. From spacious family houses to stylish apartments for busy professionals. Newcastle is also a popular city for those looking to rent out property. The University of Newcastle attracts thousands of students each year who are looking for student accommodation. A buy-to-let mortgage allows landlords to make a passive income by renting to students.

According to Zoopla, a terraced house in Newcastle can cost an average of around £208,639 while a semi-detached house can cost around £225,825. As would be expected, most detached properties tend to be more expensive, with an average cost of around £434,828. Apartments are also available for those who don’t need a large living space and the average price of a flat is much cheaper than any of the other property types in Newcastle, with an average cost of around £139,658.

There’s a lot of variety to pick from, so if you’re looking to buy a property in Newcastle, make sure to find out how much you can borrow and what your budget is before you start booking property viewings.

LIVING IN NEWCASTLE

Living in Newcastle offers a unique blend of urban excitement and natural beauty. Newcastle is a vibrant and bustling city, with a rich history and a lively cultural scene. There is always something to do or see, whether it’s visiting one of the many museums or galleries, catching a show at the Theatre Royal, or exploring the vibrant nightlife in the city centre.

The city is surrounded by breathtaking natural landscapes, including the Northumberland Coastline and the Northumberland National Park, which offers stunning views and outdoor activities such as hiking and cycling. There are also several parks and green spaces within the city, including Leazes Park and Exhibition Park, which are great places to relax and unwind.

Newcastle also has a rich sporting heritage, with a passionate following for football, rugby, and cricket. The city is home to Newcastle United Football Club, as well as the Newcastle Falcons Rugby Club and Durham County Cricket Club.

If you’re a sports fan, Newcastle has a lot to offer as well. The city is home to two major football clubs, Newcastle United and Sunderland A.F.C., and fans can catch a match at St James’ Park or the Stadium of Light. Additionally, the city hosts the annual Great North Run, the world’s largest half-marathon, which attracts thousands of participants from around the world.

For those who enjoy shopping, Newcastle’s city centre boasts a variety of high street stores, luxury boutiques, and department stores, such as the iconic Fenwick. The city’s famous Grainger Market is also a must-visit destination, with over 100 stalls selling everything from fresh produce to vintage clothing.

COST OF LIVING IN NEWCASTLE

The cost of living in Newcastle can vary depending on the exact area you opt for, and your kind of lifestyle. Generally, Newcastle is considered an affordable city, especially compared to other major cities in the UK like London. However, compared to nearing towns in the North East, it is much more expensive to live in the city.

Newcastle has many congestion charge areas and bus lanes, getting caught out in one of these can land you with a hefty fine. Parking is also expensive, with a day of shopping costing over £10 to park in a city based car park.

Shopping for essentials is comparable to anywhere else in the UK for things like food and other every day use items.

For those looking for a living experience, Newcastle is arguably the cheapest in the UK, being situated in the North East. It’s perfect for busy professionals thanks to the business infrastructure and job opportunities in the area, students looking to attend a University, and is great for any family wanting to raise their children in a city.

TRANSPORT LINKS IN NEWCASTLE

Newcastle has a well-connected transport system that makes it easy for residents to get around the city and beyond. The city’s public transport network includes the Metro, a rapid transit system that operates across the city and the wider Tyne and Wear area. The Metro runs from early morning until late at night and offers frequent and reliable services to many parts of the city, including the airport, the coast, and the suburbs.

In addition to the Metro, Newcastle has an extensive bus network that serves the city and the surrounding areas. Many different bus companies operate in the city, including Stagecoach and Go North East, and services run regularly throughout the day and night. There are also dedicated cycle paths and bike-friendly roads in the city, making cycling a popular and convenient option for many residents.

For those who prefer to drive, Newcastle has good road links to the rest of the country, with major roads including the A1 and the A19 passing through the city. There are also plenty of car parks located in and around the city centre, making it easy to find a space when needed.

Overall, Newcastle’s transport links are excellent, offering residents a range of options for getting around the city and beyond. Whether you prefer to take public transport, cycle, or drive, Newcastle has something to suit everyone’s needs.

SCHOOLS IN Newcastle

Newcastle is home to a variety of high-quality educational institutions, from primary schools to universities. There are a number of primary schools in the city, both state-funded and independent, that provide a range of educational approaches and opportunities. Some of the most popular primary schools in Newcastle include West Jesmond Primary School, Gosforth Central Middle School, and Gosforth Junior High Academy.

For secondary education, there are several excellent schools in Newcastle that offer a range of specialisations and focuses. Some of the top-rated secondary schools in the area include Kenton School, St. Cuthbert’s High School, and Heaton Manor School. These schools provide a comprehensive education to their students, with a strong focus on academic achievement, extracurricular activities, and personal development.

Newcastle is also home to several further education colleges, including Newcastle College and Tyne Metropolitan College, which offer a variety of vocational courses and apprenticeships. 

For those looking for higher education options, Newcastle University is a world-renowned institution that offers a range of undergraduate and postgraduate programs across a variety of disciplines. Northumbria University is another popular choice, with a strong focus on business, law, and technology.

LET’S GET YOUR MORTGAGE IN NEWCASTLE SORTED

The Original Mortgage Company is here to help make the process of buying a property in Newcastle as easy as possible for you. We’re confident that our friendly team of mortgage experts will be able to find the best possible mortgage rates and providers available to you.

One of the key documents required before you can make your offer on your next home is an Agreement in Principle from a mortgage lender that gives an indication for how much you can borrow from the lender. Our team has extensive experience working with lenders and can offer advice to you on the appropriate amount of deposit that is required for you.

If you are moving home and have already experienced the house buying process, our team can assist you in all the options available to you from your current mortgage provider as well as other lenders on the market. We can also liaise with the estate agents, solicitors and builders on your behalf to update them on the progress of the application.

What are you waiting for? Stop your search for ‘Mortgage Advisor Newcastle’ and give us a call!

Book a free consultation

Once you click submit, a member of our friendly team will contact you to book the best date and time to discuss your requirements.

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Middleton House, Harbour Walk, Hartlepool TS24 0YQ

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