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Mortgage Broker Redcar

The Original Mortgage Company Ltd is a 5 star reviewed Mortgage Broker, helping people all over Redcar to secure the absolute best mortgage rates possible. 

Whether you’re looking to remortgage, move home or buy a rental property – we can say yes – when your bank says no. We’re independent mortgage advisors, which means we get access to more (and better) mortgage deals, compared to highstreet lenders.

Book a free consultation

Once you click submit, a member of our friendly team will contact you to book the best date and time to discuss your requirements.

The #1 Independent Mortgage Broker in Redcar

We are professional independent mortgage advisors covering Redcar and surrounding areas.

The Original Mortgage Company was established in 2008. We have a team of mortgage consultants that cover the entire UK, from Berwick to Bristol, with well over 220+ years experience in mortgage advice.

We provide independent mortgage advice and offer a free initial mortgage review, at your Redcar home, or at our head office. Whichever is most convenient for you.

If you’re looking for the best Redcar Mortgage advisor, get in touch.

Independent Redcar Mortgage Advice & Services

Protection & Insurance In Redcar

Free Credit Report For Redcar Residents

REDCAR MORTGAGE ADVISORS

As a fully independent mortgage broker, we have access to over 100 lenders and thousands of mortgage products, so we can find the best rates for you.

Our team of 12 experts has over 250 years of combined industry experience, so you can trust that you’re in good hands. 

We understand that finding time for appointments can be difficult, which is why we can be flexible and meet you in your own home if that is more convenient than coming to our offices. We also offer evening appointments to make it as easy as possible to get an appointment booked in.

REDCAR MORTGAGE SERVICES

We offer a range of mortgage services to help you achieve your homeownership goals. Whether you’re a first-time buyer, looking to remortgage, or interested in buy-to-let, our team of experts is here to help.

For first-time buyers, we can guide you through the process and help you find the right mortgage for your needs. We’ll work with you to understand your budget, assess your eligibility, and help you navigate the complex world of mortgage products.

If you’re looking to remortgage, we can help you save money on your monthly repayments or raise money for other expenses. We can also assist with Right to Buy mortgages, which allow eligible council and housing association tenants to buy their home at a discounted price.

For those interested in investing in a buy-to-let property, we can provide expert advice and guidance on the best options available. We can also assist with mortgages for new build properties, ensuring that you have the right mortgage for your unique situation.

At The Original Mortgage Company, we understand the importance of protecting your family’s financial future. That’s why we offer life and critical illness cover to provide you with peace of mind and protection against unforeseen events.

Average Property Price in Redcar

£159,269

Crime Rate In Redcar

80/1000

%

Customer Satisfaction

Redcar Population

37,073

WHAT MAKES US DIFFERENT FROM OTHER LENDERS

Are you tired of your bank making you feel like just another number? We pride ourselves on providing a personalised, client-focused experience that sets us apart from traditional banks.

One of the biggest differences between us and banks is that we have access to thousands of mortgage products from over 100 lenders, and our expert advisors can compare them to find the one that is right for you. This means that we can offer you a wider range of options than most banks, and can help you find the best mortgage deal for your unique circumstances.

At The Original Mortgage Company, we also handle all of the legal paperwork associated with your mortgage, including liaising with your mortgage lender and solicitors. This means that we can help you navigate the often complicated process of obtaining a mortgage, making it simpler and less stressful for you.

 

MY BANK DECLINED MY MORTGAGE APPLICATION – CAN YOU HELP ME?

Yes, we can (probably) help you if your bank has declined you for a mortgage. Your bank will have a very limited pool of mortgage products to offer you. These products are typically only suited for the ‘average’ buyer with ‘good’ credit. 

All lenders have different criteria, credit scoring and affordability. Just because one says no, does not mean all will. Unlike banks, we have access to the entire market.

Chances are, we’ll be able to find a mortgage deal that can suit your needs. We offer a free mortgage suitability review to find out more about your circumstances and needs. Contact us today to book yours.

Our team of advisors has over 250 years of combined industry experience, so we’ve seen and helped clients with a wide range of scenarios – and we want to help you.

HOW MUCH DOES A MORTGAGE BROKER COST IN REDCAR

We offer a free mortgage review meeting in Redcar. One of our friendly mortgage advisors will come and meet you in your home to discuss your circumstances and find out what your requirements are.

From here, our advisor will do their homework to find the best lenders that will offer you a mortgage.We’ll report back with the best deals, and if you decide to go ahead with an application at this point, this is when we will discuss our fee.

This means you only pay for our services if you move ahead and let us secure a mortgage for you.

Our advice can save you hundreds compared to other mortgage advisors in Redcar, and the deals we can secure could save you £000’s!

Other areas we cover:

This allows us to make the process as painless as possible for you, no matter what part of Teesside, or the surrounding areas you’re interested in.

As a mortgage is secured against your home, it may be repossessed if you do not keep up the mortgage repayments

For information on how we’re paid for mortgages click here

BUYING A PROPERTY IN REDCAR

If you’re thinking of buying a property in Redcar, you’ll have plenty of options to pick from. This sea-side town is an affordable place to live, offering everything from spacious family homes to cosy apartments.

Redcar has a good mix of available properties from long-standing property that have been around decades, to new build estates such as Kirkleatham Green. These include terraced, semi-detached, and detached houses, as well as apartments and bungalows. 

According to Zoopla, a terraced house in Redcar can cost an average of around £113,714, while a semi-detached house can cost around £162,607. As would be expected, detached houses tend to be more expensive, with an average cost of around £240,045. Flats are also available for those who don’t need a large living space and the average price of a flat is much cheaper than any of the other property types in Redcar, with an average cost of around £60,929.

It’s worth noting that these prices can vary depending on the location, size, and condition of the property, as well as other factors such as market conditions and demand. However, these averages can give you a general idea of the costs of buying different types of properties in Redcar.

LIVING IN REDCAR

One of the main attractions of Redcar is its proximity to the coast, with miles of beautiful beaches and stunning cliff walks to explore. The town’s main beach is a popular spot for families and is home to a variety of cafes, ice cream stands, and arcades. There is also a surf school nearby for those who want to learn how to ride the waves!

Being situated in the North East, residents are able to get “more house for their money” with the cost of living in the North East of England being the lowest out of anywhere in England.

For those who enjoy shopping, the town centre is home to the Regent Walk shopping centre, which features a range of high street and independent stores. There are also a variety of cafes and restaurants in the town centre, as well as a weekly market where locals can buy fresh produce and other goods.

Redcar also has a rich history, with a number of historic buildings and landmarks to explore. These include the Redcar Beacon, a distinctive curved structure that offers stunning views of the town and surrounding area, and the Zetland Lifeboat Museum, which showcases the history of the town’s lifeboat service.

The town also has a lively social scene, with a range of bars, pubs, and clubs to suit all tastes. Popular venues include The Plimsoll Line, a stylish bar and restaurant that offers live music and DJ nights, and The Park Hotel, a traditional pub that serves real ale and hearty pub food.

Redcar isn’t too far from Middlesbrough, the heartbeat of Teesside, with a thriving business and night life scene.

COST OF LIVING IN REDCAR

Redcar is an affordable town to live in, with lower costs of living compared to other major UK cities. The average house price in Redcar is £159,269, significantly lower than the national average of £256,405. 

This makes it an attractive option for those looking to buy or rent a property without spending a fortune. Additionally, the town has a range of affordable supermarkets and local shops, providing residents with access to groceries and essential items at reasonable prices.

TRANSPORT LINKS IN REDCAR

Redcar is easy to get around, thanks to its many public transport services. The town is served by several bus routes that connect it to Middlesbrough, Stockton-on-Tees, and other nearby destinations. The main bus operator in the area is Arriva, which runs regular services each day of the week.

As well as the bus services, Redcar also has two train stations: Redcar Central and Redcar East. Both stations are on the Durham Coast Line, which connects the town to other destinations along the east coast, including Newcastle and Sunderland. The train journey from Redcar to Middlesbrough takes just 20 minutes, making it an ideal option for commuters.

The closest airport to Redcar is just a 30-minute drive away, Teesside International Airport. The airport offers flights to a range of destinations across the UK and Europe, but is somewhat limited compared to airports such as Manchester. 

SCHOOLS IN REDCAR

Redcar has a number of school’s and colleges for your kids to attend, if you plan on buying a house to live in Redcar. The town has several primary schools, including Ings Farm Primary School and John E Batty Primary School, which are both rated ‘Good’ by Ofsted. There are also several secondary schools in the area, such as Redcar Academy and Rye Hills School, which both offer a range of academic and vocational courses.

In terms of further education, Redcar and Cleveland College is a popular option for students seeking to continue their studies. The college offers a range of courses, from apprenticeships to foundation degrees, in subjects such as engineering, health and social care, and business. The college also has strong links with local employers, providing students with opportunities to gain real-world experience and enhance their employability.

For those seeking higher education opportunities, the town is within easy reach of several universities. The University of Teesside, located in nearby Middlesbrough, offers a range of undergraduate and postgraduate courses in subjects such as engineering, computer science, and business. The town is also within easy reach of Durham University, one of the top-ranked universities in the UK, which offers a range of courses across a variety of disciplines. Overall, Redcar offers a range of educational opportunities for students of all ages and interests.

LET’S GET YOUR MORTGAGE IN REDCAR SORTED

Whether you are moving to or from Redcar and surrounding areas, downsizing your property, need to make room for a growing family or are moving up the property ladder to a larger home, The Original Mortgage Company are here to help make the process as painless as possible for you with our friendly team of mortgage experts who are on hand to offer advice and to find the best possible mortgage rates and providers available to you.

One of the key documents required before you can make your offer on your next home is an Agreement in Principle from a mortgage lender that gives an indication for how much you can borrow from the lender. Our team has extensive experience working with mortgage companies and can offer advice to you on the appropriate amount of deposit that is required for you.

If you are moving home and have already experienced the house buying process, our team can assist you in all the options available to you from your current mortgage provider as well as other lenders on the market. We can also liaise with the estate agents, solicitors and builders on your behalf to update them on the progress of the application.

Book a free consultation

Once you click submit, a member of our friendly team will contact you to book the best date and time to discuss your requirements.

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Middleton House, Harbour Walk, Hartlepool TS24 0YQ

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Open hours

Monday – Friday
9am – 5pm